Resident ownership infrastructure
LotShares converts every lot rent payment into a micro-equity stake in the community. Residents build wealth over time — no lump sum, no displacement, no waiting.
For millions of manufactured housing residents, home ownership is an illusion. They own the structure — the four walls, the roof, the kitchen. But the land beneath them? That's owned by a landlord who can raise rent, sell the park, or neglect maintenance for as long as they like.
Residents have no equity in the land. No stake in appreciation. No voice in what happens to their neighborhood.
Then private equity moved in. Blackstone. Brookfield. Havenpark. They acquire parks at scale, cut maintenance, and raise lot rents 40–60% within months of purchase. Residents who can't afford the increase are displaced. Families who have lived in the same community for 30 years are uprooted overnight.
The existing solution — ROC USA's cooperative purchase model — requires a lump-sum buyout. Residents must raise millions, all at once, or lose the chance. It's a model built for the moment of sale, not for gradual wealth building.
There's a better model. One that builds ownership over time — not at the moment of crisis.
A proprietary micro-equity instrument that converts lot rent into community ownership — automatically, continuously, and transparently.
Resident pays their standard monthly lot rent. Nothing changes at the point of payment — same amount, same process.
A defined portion of each payment converts to a fractional ownership stake in the community — tracked in real time on the resident's dashboard.
Over months and years, stakes grow. Residents build real equity in their community. The asset appreciates, they share in it.
LotShares acquires manufactured housing communities — competing directly against private equity buyers. We move faster, structure better, and know which parks are about to hit the market.
Every deal includes a resident conversion waterfall baked into the cap structure from day one. Investors know upfront: returns trigger equity grants to residents. It's not charity — it's the product.
Residents get a dashboard showing their real-time ownership stake. Every lot payment accrues micro-equity. No lump sum required. The product runs in the background — ownership accumulates without disruption.
Over time, residents accumulate majority ownership. The conversion is structural — not dependent on a single refinancing event. When LP returns are met, control shifts. Residents own what they live on.
The cooperative model asks residents to make one impossible decision at one impossible moment: come up with millions or lose your home. LotShares replaces that moment with a process. Every month. Every payment. Every resident. The ownership is already built in — it just needs the platform to run it.
22 million Americans live in manufactured homes. Almost none of them own the ground beneath their feet. That changes now.